Borrowers who are happy with their home mortgage loan that we helped them secure are more important to us than anything else. Our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance your home for a lower mortgage rate and get extra cash or purchase a new home or investment property, our purpose is to build a strong personal relationship and satisfy your needs. By putting your home first, we assure you a pleasurable transaction.
Your Home Mortgage in Tacoma
"A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.
A home buyer or a home builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably.
In many countries, though not all, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets have developed." -- Wikipedia
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Let Us Help With the Right Home Loan in Tacoma
Confused by all the home loan programs from which to choose? We are happy to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Or buy? Check out our Mortgage Calculator below. Let us know about your family needs. We will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
To get your started, you can view the book 24 Mortgage Tips and Tricks. You can view it online or download it. The book is designed to inform. Please, address questions to Mel after you read the book. He can clarify and make his own recommendations and suggestions to help with your home loan in Tacoma.
Not sure what you are doing? Or why? What the process involves? Up front costs? Obligations? What you can afford? How everything works? Let us know how we can help. Your email request will go directly to the number one loan officer in Tacoma.
Top Ten Reasons for Owning a Home in Tacoma Washington
It's best to keep things simple. You can start making your own list of reasons once you have your home loan in Tacoma, but here are what many people believe about home ownership:
Renting Wastes Money
Ability to Decorate How You Want
No More Payments After The Mortgage Is Paid
Resale Value
Cheaper Than Renting
Keep What You Install
No Landlord Whims Or Evictions
Ability to Entertain
Additions to Expand Space As Your Needs Change
Better Option for Families - Your Decisions Are What Matter
"A house is made of walls and beams; a home is built with love and dreams."
-- Justin Tyme